Author: innovate-ins-admin

What is recreational vehicle insurance, and why do we require it?

The trend of owning an RV and traveling with your family in comfort might be a fantastic investment. According to a poll, 11% of American households will own RVs by 2021. In addition, many people include recreational RVs in their retirement planning and family vacations. This eternal beauty makes every trip accessible and memorable. Owning… Continue reading What is recreational vehicle insurance, and why do we require it?

Why Is It Necessary To Buy Employments Practice Liability Insurance?

Employer’s liability insurance, or EPLI, protects companies from litigation arising from employee actions or accidents on the job. Even though it’s not mandated by law, many companies are opting to get this insurance for their employees. Considering its significance to organizations of any size, it is clear why this tool is so vital. It can… Continue reading Why Is It Necessary To Buy Employments Practice Liability Insurance?

Importance of renter insurance and why one needs to have it!

Mostly, tenants tend to think that everything gets covered once they decide to settle in their rented home. But they forget the importance of renter insurance. It is a misconception that this is quite expensive, and they start ignoring the significance it would give them in the future. But in reality, this insurance policy is… Continue reading Importance of renter insurance and why one needs to have it!

Top Reasons Why Every Business Needs Workers’ Compensation Insurance!

Workers’ compensation insurance is important for any business, and there are a few reasons why every company needs it. In this article, we’ll outline the top four reasons businesses should have workers’ compensation insurance and provide tips on getting started. What is Workers’ Compensation Insurance? Workers’ compensation is insurance that businesses use to cover the… Continue reading Top Reasons Why Every Business Needs Workers’ Compensation Insurance!

Personal and business insurance coverage you need to have in New Jersey!

Whether it’s your life or your business, you’re constantly at risk. However, taking risks does not exclude you from investing in some risk management in your life and working to protect yourself and your business from monetary loss. While it is impossible to avoid every peril, several types of life insurance and business insurance can… Continue reading Personal and business insurance coverage you need to have in New Jersey!

What is the significance of commercial property insurance?

Commercial property insurance is critical for anyone running a business, particularly a home-based firm. It covers the physical assets of your business. For example, it will cover damage to your commercial facility caused by a fire hazard, pipe burst, etc. This insurance is often known as business property insurance or commercial building insurance. It makes… Continue reading What is the significance of commercial property insurance?

Innovate Insurance Agency, Inc. | Passaic County, NJ